There are many advantages to building a home on a lot rather than buying a home on the northern neck. Why should you look for a Lot to build on in the northern neck rather than an buying an existing home? 

1) Your house is truly, your house. You can tailor the floor plan, kitchen layout, color themes, and window design to your specifications. All too often someone buys a home and says, "We really like this house except..." When you build your own house, you'll be able to say, "I love my house, no exceptions!" One example is the kitchen. Kitchens have been traditionally smaller in size, but as we now socialize more in the kitchen, you can talor the layout to your needs.

2) No need to renovate. The costs involved in renovating an existing home are already tied into your house. Rather than re-roofing, re-painting, putting in hardwood instead of carpet - tile instead of laminant, you work with your builder to build the home the way you want it, where you want it. 

3) Fewer 'bugs'... literally and figuratively! There are no hidden problems, mice, bugs, mold, etc. and the possibility of these future problems is reduced as well. Some homes have inconvenient Waterfront properties can be more prone to some of these problems that are very avoidable by building a new home. 

4) Efficiency. Homes today are built much more energy efficient than ever before. Your energy costs can be significantly reduced by building a new home. Also, there will be less repairs costs; the appliances, pump, well, HVAC, and roof won't need repairs for years. 

5) Security. Most builders of new homes will offer a one year warranty incase something isn't built to specifications or there is a malfunction. This significantly stabilizes your monthly costs for the extent of the warranty and in the next five to ten years.

Building a home can be a great experience that makes your dream home a reality. To find out more about building a home on the northern neck, or to check out what Packett Properties has to offer, visit The Landing At Totuskey Creek. 

Framing your new home is an exciting time as the home will seemingly rise from dust. Framing a house usually takes a couple weeks (depending on the size of the house and size of the crew). So each day, you'll see it grow. This is the first time you'll also get to 'see' the house actually come to fruition. 

Interestingly, framing hasn't changed very much over time. Old homes have many of the same framing concepts that we use today. While the materials (wood, sometimes metal) haven't changed, the tools have. You'll still see a hammer on the construction site but framing is much faster because of the development of nail-guns, air compressors, laser balances, and other technologically advanced tools.

 A good carpenter should not be over looked when building your home. After a house is built, it will shift, settle, and adjust; this adjustment will take 3 to 5 years to occur.  If you've used a good carpenter to frame the house, you'll save yourself a lot of headaches as cracks and splits in the walls and ceilings will be minimal, if non-existent. If you don't use a good carpenter, you'll spend thousands of dollars in repairs well after the home is finished. Do some research to find a good contractor that takes pride in their work.                                       

"The time to repair the roof is when the sun is shining" - John F. Kennedy (1962)

If you make a good decision when you first build a home, then you won't have to repair the roof that often. There are many different roof options you should consider so we'll review a few.

1) Good 'ol Shingles:

'Regular' or 3-tab shingles have the least amount of cost when roofing. They're made of asphalt, light (in weight), and rectangular. They usually get the job done for 15-20 years. As with all types of roofs, if you live in a harsher climate, the longevity goes down. If you don't want to be on your roof very often, this isn't the option to consider.

Architectural shingles (above) are a higher grade asphalt shingle that includes some type of reinforcement (usually fiberglass). These shingles are rated to last 25 to 30 years. They are also thicker and have a 'textured' look that covers up minor imperfections. These shingles will cost you about 25% more than regular shingles.

2) Metal

Metal roofing is a major upgrade from shingles. A metal roof is rated at 50+ years. They are more wind/water resistant and save an owner in heating and cooling costs. Many roofs are also made of recycled metal. There is a signifcantly larger upfront cost but you probably won't re-roof your home during your life time with a metal roof.

3) Others

There are several other ways to roof your home: Clay, Tar and Gravel, Wood Shingles, etc. but because they are less common in residential real estate this post won't review these.

Happy Roofing!

In ancient times, people understood how important it was to build their house on a good foundation. Types of foundations vary in different parts of the country/world but today we'll focus on the Northern Neck and Eastern Virginia.

A slab (or pad) is a shallow layer of cement over the entire space of the house. The slab serves as the entire foundation and the house is built on the top of the slab. This is not common in this area and generally the homes aren't as big as the picture below when put on a slab.

A footer is a little more complex. The location of the foundation is dug out about 2 feet into the ground. Before cement is poured, it looks like a maze in the ground. Cement is then poured into the maze/hole to provide a solid surface to build foundation walls.

On top of the footer brick masons create one of three types of foundation walls: Cinder block, brick, or cinder block with a brick exterior (to give the apprearance of a brick foundation). There are multiple websites that compare and contrast the various foundation types so I'll just touch on it a little. Generally, a cinder block foundation is the least cost, brick is the most cost and the cinder/brick combination is somewhere in between. It should be noted that you don't lose any strength or durability when you chose cinder block over brick. Purely brick foundations are phasing/phased out because cinder block makes more sense financially and structurally. Cinder block also doesn't provide the rustic/historical look so common/prefered on the Northern Neck so a cinder block - brick foundation seems to be the happy medium. In the picture below, notice the brick exterior with a cinder block interior.

Hopefully you now feel a little more confident in your knowledge of the foundation process and how it all works. Packett Properties creates a solid foundation (both literally and figuratively) for you in your home construction process on the Northern Neck.

Home building can be as simple or complex as you make it. Here are three basic steps to planning you new home.

1) Are we ready? Can we afford it?

      There is an inherent risk in home construction. Much like buying a car, you need to decide what you're willing to spend. You can go to multiple banks to see what the best structure of a mortgage is best for you. It may not be your current bank! Yes, you want to be loyal but you also don't want to throw thousands of dollars away if you can help it. There is nothing wrong with opening an account at a different bank so you get a better loan. After you have a good idea of what you can afford or are pre-approved. Make sure your significant other is 'on board' as well.

2) Decide the Who? What? and Where? (But not necessarily in that order) This can be very difficult but also very exciting as this is the 'dream' phase of the process.

           Where? You need to decide what property features you like. Do you have to have water front? Do you want maintenence-free? Do you want several acres? How close do you need to be to shopping? What school do you want your children to attend? Decide what is most important to the decision and focus on an area. Research now will help you before you go looking. Once you have decided a general area go exploring, meet real estate agents, and see what's on the internet.

           Who?   Some of the best advice you can get is from the people you already know so ask your friends/family. If you're building in a new area, you should consider asking around: future neighbors, real estate agents, or building material companies. You can also look for new homes and simply ask the owners who built their home. Finding a builder with a lot of experience will save you some of the headaches down the road but might be a little more expensive. Younger builders might be less expensive but they might not foresee the problems that are going to arise and might cost you money. Just remember that everyone has a bias. So take all advice with a grain of salt.

          What?  Do some online research to know what type of house you want. The worst situation is not having an opinion until the house is finished. Once you've found a good builder, he can also help you with your planning as to what you'd like. Finding a 'base' plan and making mild alterations is much easier than starting from scratch. Also, don't change a plan to change a plan. If it's a great plan, then you're probably not going to make it much better. I found a good piece on Mistakes to Avoid.

3) The dreaded paper work

     Before there is a hole in the ground, the entire process needs to be mapped out. Your builder will help you with this. Contracts and agreements will protect you, the builder, and the lending institution. There is no turning back when the contracts and agreements are signed but this is the last phase of preparing to build a house.

Now you're ready to do the ground work!

Do you have advice for people planning on building a new home? Post your advice in the comments.